Why is it risky to ride without protective motorcycle clothing?

Riding a motorcycle without protective clothing is risky for several reasons. Firstly, it increases the risk of injury in the event of an accident. Protective gear is designed to absorb impact and reduce abrasions, which can be critical in protecting the rider's body.

Secondly, riding without appropriate clothing makes the rider more susceptible to weather conditions, which can lead to discomfort and distractions. Inclement weather can impair visibility and decrease control over the motorcycle.

Lastly, in Germany, insurance policies may vary in coverage based on the use of safety equipment. Riders not wearing protective clothing might find themselves with reduced insurance cover in case of an incident, which can lead to significant financial consequences.

Therefore, it's crucial to consider all these factors for safety and compliance with regulations designed to protect motorcyclists on the road.