You want to drive on public roads. Which insurance must you take out for your vehicle?

In Germany, when you want to drive on public roads, it's mandatory to have motor vehicle liability insurance. This insurance covers damages to other people and their property in case of an accident that is your fault.

However, while this insurance is legally required, many drivers also choose additional coverage such as complete vehicle insurance, which can protect against theft or damage to your own vehicle, and legal expenses insurance, which covers legal fees related to traffic incidents.

Having motor vehicle liability insurance is essential for legal driving; without it, you could face severe penalties, including fines and the potential seizure of your vehicle. Choosing additional insurances, while not legally required, provides greater protection and peace of mind on the road.