You want to drive on public roads. Which insurance must you take out for your vehicle?

In Germany, it is mandatory by law to have motor vehicle liability insurance before you can drive on public roads. This insurance covers damages you may cause to other people, vehicles, or property in an accident where you are at fault. It protects both you and others by ensuring compensation is available. Other insurances, like complete vehicle insurance or legal expenses insurance, are optional and not required to simply operate the vehicle legally. The key rule is that without at least the motor vehicle liability insurance, your vehicle cannot be registered or legally driven on public roads.